When a parent gets Social Security retirement benefits or disability benefits, his or her child also may get benefits. Children also can get benefits when a parent dies. The child can be a biological child, adopted child or stepchild. A dependent grandchild also may qualify.
To get benefits, the child must be unmarried and:
- Younger than age 18;
- A full-time student (no higher than grade 12) 18 to 19 years old; or
- Have a disability that started before age 22 and is 18 years or older.