The TOP is the collection of delinquent non-tax debts owed to federal agencies and states.
To be referred to TOP, Social Security and Supplemental Security Income (SSI) debtors must:
- Be primarily, not contingently, liable for the debt.
- Have been age 18 or older when debt was established.
- Not currently be receiving benefits.
- Not be deceased.
- Owe a debt of $25 or more.
Social Security beneficiaries and SSI recipients with a delinquent debt date of May 19, 2002, or earlier are NOT referred to TOP.